(Prosperity - Rebecca M Haggerty)
This is the time to reevaluate how much you are saving.
1. Increase Your Savings With Every Salary Increase. While what you can save is dependant on lots of factors like where you live and what you earn, try to match each increase in 
salary with an equal increase in savings, percentage-wise. (So if you land a new job with a 10 percent salary increase, try to increase your savings by 10 percent.)
2. Start Setting Financial Goals. Whether it’s buying a home, planning a wedding, or paying for your kids’ education – even taking a year off to travel the world – figure out those goals and then go for them.
3. Start A Portfolio. Odds are you will change jobs at least four times during your careers, so think about a mutual fund or ETF to complement any employer's matching plans. Look to make sure your savings match your goals and life-stage.
4. Make Sure You Are Fully Insured – that means health, disability, and life insurance, if appropriate. (Usually you need life insurance once you have kids or other dependents.) Don’t let your hard-earned savings get sucked away by disaster – be protected with health and disability insurance if the worst happens.
5.Women - We're Built To Last. Speaking of insurance and savings - the chances are you will live longer than a spouse or partner and may need more medical coverage as you get older. Wahlberg recommends adding at least $10,000 to $20,000 to your retirement savings goal to account for future medical needs. Just because you don’t see a doctor every two weeks now doesn’t mean it won’t happen later.
